Terms & Conditions

Effective Date: May 4, 2026

These Terms and Conditions ("Terms") govern your use of seniorbenefitsnetwork.net (the "Site"), operated by Senior Benefits Network ("Company," "we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Informational Purpose

Content on this Site is provided for general informational and educational purposes related to life insurance and final expense insurance awareness. Site content is not intended to constitute legal, tax, investment, or individualized financial advice.

2. No Guarantee of Coverage or Results

Insurance products are subject to carrier-specific terms, underwriting criteria, eligibility standards, availability by state or jurisdiction, and policy conditions. We do not guarantee approval, specific premium outcomes, or policy issuance.

3. User Responsibilities

You agree to provide accurate information when contacting us and to use the Site lawfully. You may not use the Site in any way that could impair operations, compromise security, or violate applicable laws and regulations.

4. Intellectual Property

All text, design, branding elements, graphics, and content on the Site are owned by or licensed to Senior Benefits Network unless otherwise indicated. Unauthorized reproduction, distribution, or modification is prohibited without prior written permission.

5. Third-Party Content and Links

The Site may reference or link to third-party websites or services. We do not control and are not responsible for third-party content, products, services, privacy practices, or accuracy.

6. Disclaimer of Warranties

The Site and all content are provided on an "as is" and "as available" basis, without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

7. Limitation of Liability

To the fullest extent permitted by law, Senior Benefits Network shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to your use of, inability to use, or reliance on the Site or any information provided through it.

8. Indemnification

You agree to indemnify and hold harmless Senior Benefits Network and its affiliates, representatives, and service providers from claims, losses, liabilities, expenses, or damages arising from your misuse of the Site or violation of these Terms.

9. Modifications to Terms

We may update these Terms from time to time. Revised Terms will be posted on this page with an updated effective date. Your continued use of the Site after such changes constitutes acceptance of the updated Terms.

10. Governing Law

These Terms are governed by and construed in accordance with applicable laws in the relevant jurisdiction, without regard to conflict of law principles.

11. Contact Information

Questions regarding these Terms may be sent to info@seniorbenefitsnetwork.net.